It's going to be YOU, dumb Amurkn, through your PLASTIC! Glad I got rid of mine!
"If you needed any proof that there is a credit crunch in America today, look at what is happening with credit cards.
In a form letter, Capital One told her the interest rate on her credit card was about to almost double—she’d been bumped up from a fixed 8.9 percent rate to a "variable rate that equals the prime rate plus 6.9 percent"—or about 15.8 percent. The letter blamed rising interest rates across the economy for the decision.[...]
As home prices across the United States have stagnated or fallen and consumers have tapped out the equity in their homes, banks have gotten more cautious about lending and have tightened their standards for new mortgages and home-equity loans. As a result, more Americans are shifting debt onto credit cards."
[Think you a feeling a pinch now, Amurka?
Just wait for the DIAMOND-STUDDED DILDO and the BITE DOWN!]